Whether you’re looking for a van, truck, lorry, or HGV, we can help with van finance options. As experts in the automotive finance sector, we’re committed to providing you with the right vehicle finance solution that works for your current financial situation.
How Can Anglo Scottish Help?
Thanks to our close relationships with our funders, we are able to secure van finance packages to suit all sorts of requirements and situations. Whether you chose to buy a leisure vehicle from a main dealership or a specialist re-seller, just let us know their details and we’ll take care of everything on your behalf.
Loan Details…
Interest Payable (Representative APR 9.9%)
Total Amount Payable
Monthly Payments of
*Please note this quote is an indicative quote and is not final.
Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status, and affordability.
Representative example: borrowing £ £40,000. over 5 years with a representative APR of 9.9%, an annual interest rate of 9.9% (Fixed) and a deposit of £0.00, the amount payable would be £ 839.63 per month (with a final payment of £839.63, this includes the Option Purchase Fee), with a total cost of credit of £10,377.80 and a total amount payable of £ 50,377.80.
We are a Credit Broker and not a Lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you.
Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders.
We do not charge a fee for our services. Whichever lender we introduce you to, we will receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates. For certain lenders, we do have influence over the interest rate, and this can impact the amount you pay under the agreement.
WITH A FLEXIBLE APPROACH TO SUPPORTING YOUR BUSINESS, OUR VEHICLE FINANCE SOLUTIONS INCLUDE:
LEASE PURCHASE
Lease Purchase is a flexible agreement for customers who are seeking manageable monthly repayments.
Monthly payments are calculated based on a fixed contract term with an anticipated mileage and predicted vehicle value at the end of the contract. At the end of the payment period, you can either buy the vehicle by paying the residual value, sell the vehicle and settle the residual amount or return it.
HIRE PURCHASE
Hire Purchase is a way to finance buying a new or used vehicle. You (usually) pay an initial deposit, followed by monthly instalments until the value of the vehicle is repaid, at which point ownership is transferred to you.
FINANCE LEASE
Finance Lease is a flexible long-term rental agreement that allows you to make use of the commercial vehicle without the risks of ownership. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout.
The ‘Balloon’ repayment option allows you to defer a proportion of the vehicle’s value until the end of the agreement, leaving them with lower monthly rental repayments, whereas a Full payout is when you spread the amount financed equally over the term.
HOW IT WORKS
Five steps to easy vehicle finance. Find out how we get you behind the wheel of your dream vehicle below.
Contact Us
TALK TO ONE OF OUR EXPERTS
If you’re looking for a new vehicle, contact one of our experts to talk through your options. We’ll take some information from you and start looking for a suitable deal.
Approval
GET APPROVED IN PRINCIPLE
Using the details, you have provided we’ll compare deals from our panel of lenders to find the perfect deal for you and have the agreement approved in principle.
Choose Vehicle
CHOOSE YOUR VEHICLE
With your finance in place, you can choose your new vehicle with confidence. If necessary, we can also help find the specific van you want with our vehicle sourcing team.
Paperwork
WE’LL HANDLE THE PAPERWORK
Once you’ve chosen your new car we’ll work with the lender and the dealership to make sure everything runs smoothly, and the payment is made.
Drive
PUT YOUR NEW VAN TO WORK
On receipt of your new vehicle, we’ll do a final check to make sure everything is as expected, and you’re 100% happy with your purchase.