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The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted in the vehicle finance market regarding Discretionary Commissions. We want to inform our customers that Anglo Scottish Asset Finance acts as a broker, not a lender, and if you believe you have been impacted by this issue, please contact your car finance lender. For further information, please click here

The Financial Conduct Authority (FCA) announced on 11 January 2024 that a review will be conducted

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Van Finance

Van Finance made simple

Whether you’re looking for a van, truck, lorry, or HGV, we can help with van finance options. As experts in the automotive finance sector, we’re committed to providing you with the right vehicle finance solution that works for your current financial situation. 

How Can Anglo Scottish Help?

Thanks to our close relationships with our funders, we are able to secure van finance packages to suit all sorts of requirements and situations. Whether you chose to buy a leisure vehicle from a main dealership or a specialist re-seller, just let us know their details and we’ll take care of everything on your behalf.

Need help? Call us on 0191 410 4776

 

WITH A FLEXIBLE APPROACH TO SUPPORTING YOUR BUSINESS, OUR VEHICLE FINANCE SOLUTIONS INCLUDE:

LEASE PURCHASE 

Lease Purchase is a flexible agreement for customers who are seeking manageable monthly repayments. 

Monthly payments are calculated based on a fixed contract term with an anticipated mileage and predicted vehicle value at the end of the contract. At the end of the payment period, you can either buy the vehicle by paying the residual value, sell the vehicle and settle the residual amount or return it.

HIRE PURCHASE 

Hire Purchase is a way to finance buying a new or used vehicle. You (usually) pay an initial deposit, followed by monthly instalments until the value of the vehicle is repaid, at which point ownership is transferred to you.

FINANCE LEASE 

Finance Lease is a flexible long-term rental agreement that allows you to make use of the commercial vehicle without the risks of ownership. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout. 

The ‘Balloon’ repayment option allows you to defer a proportion of the vehicle’s value until the end of the agreement, leaving them with lower monthly rental repayments, whereas a Full payout is when you spread the amount financed equally over the term.

HOW IT WORKS

Five steps to easy vehicle finance. Find out how we get you behind the wheel of your dream vehicle below.

Contact Us

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TALK TO ONE OF OUR EXPERTS

If you’re looking for a new vehicle, contact one of our experts to talk through your options. We’ll take some information from you and start looking for a suitable deal.

Approval

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GET APPROVED IN PRINCIPLE

Using the details, you have provided we’ll compare deals from our panel of lenders to find the perfect deal for you and have the agreement approved in principle.

Choose Vehicle

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CHOOSE YOUR VEHICLE

With your finance in place, you can choose your new vehicle with confidence. If necessary, we can also help find the specific van you want with our vehicle sourcing team.

Paperwork

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WE’LL HANDLE THE PAPERWORK

Once you’ve chosen your new car we’ll work with the lender and the dealership to make sure everything runs smoothly, and the payment is made.

Drive

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PUT YOUR NEW VAN TO WORK

On receipt of your new vehicle, we’ll do a final check to make sure everything is as expected, and you’re 100% happy with your purchase.

CASE STUDIES

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Are cash or assets more important to a business’ overall financial health? Discover our handy guide here and find out more today.