Whether you’re looking for a van, truck, lorry, or HGV, we can help with van finance options. As experts in the automotive finance sector, we’re committed to providing you with the right vehicle finance solution that works for your current financial situation.
How Can Anglo Scottish Help?
Thanks to our close relationships with our funders, we are able to secure van finance packages to suit all sorts of requirements and situations. Whether you chose to buy a leisure vehicle from a main dealership or a specialist re-seller, just let us know their details and we’ll take care of everything on your behalf.
Need help? Call us on 0191 410 4776
WITH A FLEXIBLE APPROACH TO SUPPORTING YOUR BUSINESS, OUR VEHICLE FINANCE SOLUTIONS INCLUDE:
LEASE PURCHASE
Lease Purchase is a flexible agreement for customers who are seeking manageable monthly repayments.
Monthly payments are calculated based on a fixed contract term with an anticipated mileage and predicted vehicle value at the end of the contract. At the end of the payment period, you can either buy the vehicle by paying the residual value, sell the vehicle and settle the residual amount or return it.
HIRE PURCHASE
Hire Purchase is a way to finance buying a new or used vehicle. You (usually) pay an initial deposit, followed by monthly instalments until the value of the vehicle is repaid, at which point ownership is transferred to you.
FINANCE LEASE
Finance Lease is a flexible long-term rental agreement that allows you to make use of the commercial vehicle without the risks of ownership. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout.
The ‘Balloon’ repayment option allows you to defer a proportion of the vehicle’s value until the end of the agreement, leaving them with lower monthly rental repayments, whereas a Full payout is when you spread the amount financed equally over the term.
HOW IT WORKS
Five steps to easy vehicle finance. Find out how we get you behind the wheel of your dream vehicle below.